According to creditcards.com, the average credit card holder has a credit card balance of $15,788 at an average APR of 14.48%. This creates a minimum payment of about $315.76.

According to Miamiherald.com, the average American has a 401k balance of $66,900.

According to msn.com, the average car loan balance is $24,864, with an average monthly payment of $479.

According to the U.S. Department of Commerce, the national savings rate is around 6%.

According to Census.gov, the average income is $49,777.

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